Find out if refinancing to a lower interest rate makes sense for you. Not only will this web calculator show you the new monthly payment and net interest savings, but it will also show you how many months it will take to offset the closing costs you will pay.

Use our 3 Step form to instantly see live rates along with closing costs.

Step

Loan Amount

Property Value

Loan Type All Fixed Adjustable Interest only

Purpose Please Select Purchase Refinance cash out Refinance no cash out Home equity

Step

State

County

Residence Type Please Select Primary Residence Vacation Home Investment Property

Units Please Select Single Family Condo 2 Unit 3 Unit 4 Unit Townhouse Manufactured

Step

Lock Period Please Select 15 30 45 60

Credit Rating Please Select 800 - 850 760 - 799 740 - 759 720 - 739 700 - 719 680 - 699 660 - 679 640 - 659 620 - 639 0 - 619

Escrow Please Select Yes No